Last week I wrote that 2023 was a bad year and that 2024 is not likely to be an improvement. I also shared that, particularly if the first half of the year is as bad as I expect it to be, hope remains for a turnaround in the second half. I see the nation today as a drug addict who still needs to hit rock bottom before a recovery is possible.

As the nation continues to crash, there are steps the individual American can take to improve his own happiness.

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